Green Line Financial Services, LLC
Green Line Financial Services, LLC is committed to promoting sound, growth oriented, "safe money" financial strategies through its network of Retire Safe Radio and No More Debt Radio shows sponsored nationally by local licensed life insurance professionals, and/or, fiduciary securities licensed financial advisers.
IN-Come vs IF-come
Our philosophy stems from a deep seeded belief that financial strategies with principal protection via contractual guarantees offering consistent positive growth should be the foundation of every wealth preservation and retirement income plan. The reality is, market-based wealth can be accumulated, and market-based wealth can be lost. What most American's need (and frankly want) as they build liquidity and distribute accumulated wealth during their retirement years is IN-come, not IF-come.
IN-come is defined as that monthly inflow of money which can contractually never go down and never run dry. In other words, IN-Come that will live as long as we live. Without this financial bedrock, no retirement income or retirement investment strategy, can deliver the security and peace of mind that all Americans hope for during the fixed income years of retirement.
Wealth Growth VS. Preservation and Liquidity
Investment goals are fluid and linked to the duality of 1) Timeline Horizon, and 2) Financial Need. Younger investors enjoy a longer timeline horizon than do older investors. This longer timeline horizon allows for a much more aggressive approach when assuming investment risk, and/or, liquidity (access to those investments). This is why no one at age 30 blinks an eye while investing dollars into a high-risk equities-based IRA/401k portfolio, even though it comes with a 10% tax penalty attached to funds distributed until after age 59 1/2. Time is on the side of the risk taker. During the phase of one's "working" financial life, income is not needed from the invested asset, likely for several decades. During younger working years, ASSET GROWTH is the primary financial need and, a decades-long timeline horizon supports the assumption of a higher degree of financial risk while achieving that need.
However, as the investor's timeline horizon shortens to within a decade of retirement, goals of ASSET GROWTH (through risk taking) begin to give way to a more prudent centered investment strategy where ASSET PRESERVATION, DISTRUBUTION, and LIQUIDITY begin to overshadow goals of risk-oriented growth accumulation. Stated succinctly: The "tools" needed to build the house are fundamentally different than the "tools" needed to comfortably live in the house. "Building" a financial asset is one animal. "Living on" the financial asset is an entirely different animal. We believe selecting the right mix of investment tools specifically designed and engineered to achieve a client's current financial need(s) should be at the heart of every retirement investor's plan. Working with a financial professional who possesses an expertise within a broad range of best-in-class "Safe Money" financial strategies with asset principal guarantees is the cornerstone of what attracts our clients to work with a Green Line Financial Services affiliate adviser.
Debt is always a killer of Wealth.
In today's financial climate, many consumers, corporations, and even our nation itself, are drowning in wealth-killing Debt. This is why our clients are educated on one of the fastest Debt Elimination and Wealth Accumulation processes ever invented. Unlike many celebrity "debt gurus", our proprietary process teaches a client how to "spend" their way out of Debt, instead of "sacrifice" their way out of Debt. Best of all, our proprietary process teaches every client how to build liquid cash savings (wealth) WHILE slaying the Dragon of Debt. No books to buy, no classes to attend. Best of all, our client never has to give up "date nights", get a second job, or spend any more money than they already spend each and every month. Call us today to find out how you could be debt free - including the mortgage on your home in 9 years or less - and, free of all other consumer debts on average in 2 to 3 years, or less!
Financial Education is Priority One
We believe once educated, our client is always his or her own best financial adviser. Therefore, our advice and planning process is focused on educating clients about the best-in-class, safe money growth, wealth accumulation and retirement income strategies. These are strategies all engineered and contractually guaranteed to address the individual circumstances that surround each individual client's goals, timeline, and available financial resources. We take the IF out of retirement income planning so that each client can retire with confidence, and peace of mind. Welcome to retirement on the Green Line!
Life and Death of a Twenty Dollar Bill
How long does a $20 bill last?
My Retirement Savings
Estimate how long your retirement savings may last using various monthly cash flow rates.
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
Whole Life insurance: Protection, supplement income in retirement and stable, predictable cash value
By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.
Gift-giving is an important and cherished part of the holiday season for people around the world.
Women of color have collectively taken an important seat at the table of business ownership. While the number of women-owned businesses in the U.S. grew by 58% from 2007 to 2018, those owned by women of color grew by almost three times that amount (163%) in the same time period.
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
Your FICO score matters more than you may realize.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator may help you estimate how long funds may last given regular withdrawals.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
This calculator will help determine whether you should invest funds or pay down debt.
Principles that can help create a portfolio designed to pursue investment goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
The importance of life insurance, how it works, and how much coverage you need.
A presentation about managing money: using it, saving it, and even getting credit.
How federal estate taxes work, plus estate management documents and tactics.
Using smart management to get more of what you want and free up assets to invest.
Savvy investors take the time to separate emotion from fact.
Learn about what risk tolerance really means in this helpful and insightful video.
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
If you died, what would happen to your email archives, social profiles and online accounts?
When you retire, how will you treat your next chapter?
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.