Broker Check
Learn more about the benefits of Indexed Annuities Yahoo Finance Interview


Green Line Financial Services, LLC

Green Line Financial Services, LLC is committed to promoting sound, growth oriented, "safe money" financial strategies through its network of Retire Safe Radio and No More Debt Radio shows sponsored nationally by local licensed life insurance professionals, and/or, fiduciary securities licensed financial advisers.  

IN-Come vs IF-come

Our philosophy stems from a deep seeded belief that financial strategies with principal protection via contractual guarantees offering consistent positive growth should be the foundation of every wealth preservation and retirement income plan.  The reality is, market-based wealth can be accumulated, and market-based wealth can be lost.  What most American's need (and frankly want) as they build liquidity and distribute accumulated wealth during their retirement years is IN-come, not IF-come. 

IN-come is defined as that monthly inflow of money which can contractually never go down and never run dry.  In other words, IN-Come that will live as long as we live.  Without this financial bedrock, no retirement income or retirement investment strategy, can deliver the security and peace of mind that all Americans hope for during the fixed income years of retirement. 

 Wealth Growth VS. Preservation and Liquidity

Investment goals are fluid and linked to the duality of 1) Timeline Horizon, and 2) Financial Need.  Younger investors enjoy a longer timeline horizon than do older investors.  This longer timeline horizon allows for a much more aggressive approach when assuming investment risk, and/or, liquidity (access to those investments).  This is why no one at age 30 blinks an eye while investing dollars into a high-risk equities-based IRA/401k portfolio, even though it comes with a 10% tax penalty attached to funds distributed until after age 59 1/2.  Time is on the side of the risk taker.  During the phase of one's "working" financial life, income is not needed from the invested asset, likely for several decades.  During younger working years, ASSET GROWTH is the primary financial need and, a decades-long timeline horizon supports the assumption of a higher degree of financial risk while achieving that need. 

However, as the investor's timeline horizon shortens to within a decade of retirement, goals of ASSET GROWTH (through risk taking) begin to give way to a more prudent centered investment strategy where ASSET PRESERVATION, DISTRUBUTION, and LIQUIDITY begin to overshadow goals of risk-oriented growth accumulation.  Stated succinctly: The "tools" needed to build the house are fundamentally different than the "tools" needed to comfortably live in the house.  "Building" a financial asset is one animal.  "Living on" the financial asset is an entirely different animal.  We believe selecting the right mix of investment tools specifically designed and engineered to achieve a client's current financial need(s) should be at the heart of every retirement investor's plan.  Working with a financial professional who possesses an expertise within a broad range of best-in-class "Safe  Money" financial strategies with asset principal guarantees is the cornerstone of what attracts our clients to work with a Green Line Financial Services affiliate adviser.

Debt is always a killer of Wealth

In today's financial climate, many consumers, corporations, and even our nation itself, are drowning in wealth-killing Debt.  This is why our clients are educated on one of the fastest Debt Elimination and Wealth Accumulation processes ever invented.  Unlike many celebrity "debt gurus", our proprietary process teaches a client how to "spend" their way out of Debt, instead of "sacrifice" their way out of Debt. Best of all, our proprietary process teaches every client how to build liquid cash savings (wealth) WHILE slaying the Dragon of Debt.  No books to buy, no classes to attend.  Best of all, our client never has to give up "date nights", get a second job, or spend any more money than they already spend each and every month. Call us today to find out how you could be debt free - including the mortgage on your home in 9 years or less - and, free of all other consumer debts on average in 2 to 3 years, or less!  

Financial Education is Priority One

We believe once educated, our client is always his or her own best financial adviser. Therefore, our advice and planning process is focused on educating clients about the best-in-class, safe money growth, wealth accumulation and retirement income strategies.  These are strategies all engineered and contractually guaranteed to address the individual circumstances that surround each individual client's goals, timeline, and available financial resources.  We take the IF out of retirement income planning so that each client can retire with confidence, and peace of mind.  Welcome to retirement on the Green Line!

Helpful Content

Saving for Retirement

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

TIPS for Inflation

TIPS for Inflation

If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.

Will Power

Will Power

Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.

 

Can Group, Private Disability Policies Work Together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

Volunteering in Retirement

For many, retirement includes contributing their time and talents to an organization in need.

Building a Solid Financial Foundation

Sustain financial well-being or create wealth through these actions.

Breaking Down the Parts of Medicare

Medicare is broken down into four specific parts—but what do they mean? This article will help you understand each piece.

Protection Against Uninsured Drivers

You’re hit by an uninsured driver. Now what? Are you protected against financial losses?

All Muni Bonds Are Not Created Equal

Gaining a better understanding of municipal bonds makes more sense than ever.

View all articles arrow

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Self-Employed Retirement Plans

Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.

View all calculators arrow

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

View all presentations arrow

Retiring in a Post-Pandemic World

Imagine your ideal post-pandemic retirement with this animated video.

Retirement Redefined

Around the country, attitudes about retirement are shifting.

When Markets React

When markets shift, experienced investors stick to their strategy.

Social Security: By the Numbers

Here are five facts about Social Security that might surprise you.

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

When Do You Need a Will?

When do you need a will? The answer is easy: Right Now.

View all videos arrow