Green Line Financial Services, LLC
Green Line Financial Services, LLC is committed to promoting sound, growth oriented, "safe money" financial strategies through its network of Retire Safe Radio and No More Debt Radio shows sponsored nationally by local licensed life insurance professionals, and/or, fiduciary securities licensed financial advisers.
IN-Come vs IF-come
Our philosophy stems from a deep seeded belief that financial strategies with principal protection via contractual guarantees offering consistent positive growth should be the foundation of every wealth preservation and retirement income plan. The reality is, market-based wealth can be accumulated, and market-based wealth can be lost. What most American's need (and frankly want) as they build liquidity and distribute accumulated wealth during their retirement years is IN-come, not IF-come.
IN-come is defined as that monthly inflow of money which can contractually never go down and never run dry. In other words, IN-Come that will live as long as we live. Without this financial bedrock, no retirement income or retirement investment strategy, can deliver the security and peace of mind that all Americans hope for during the fixed income years of retirement.
Wealth Growth VS. Preservation and Liquidity
Investment goals are fluid and linked to the duality of 1) Timeline Horizon, and 2) Financial Need. Younger investors enjoy a longer timeline horizon than do older investors. This longer timeline horizon allows for a much more aggressive approach when assuming investment risk, and/or, liquidity (access to those investments). This is why no one at age 30 blinks an eye while investing dollars into a high-risk equities-based IRA/401k portfolio, even though it comes with a 10% tax penalty attached to funds distributed until after age 59 1/2. Time is on the side of the risk taker. During the phase of one's "working" financial life, income is not needed from the invested asset, likely for several decades. During younger working years, ASSET GROWTH is the primary financial need and, a decades-long timeline horizon supports the assumption of a higher degree of financial risk while achieving that need.
However, as the investor's timeline horizon shortens to within a decade of retirement, goals of ASSET GROWTH (through risk taking) begin to give way to a more prudent centered investment strategy where ASSET PRESERVATION, DISTRUBUTION, and LIQUIDITY begin to overshadow goals of risk-oriented growth accumulation. Stated succinctly: The "tools" needed to build the house are fundamentally different than the "tools" needed to comfortably live in the house. "Building" a financial asset is one animal. "Living on" the financial asset is an entirely different animal. We believe selecting the right mix of investment tools specifically designed and engineered to achieve a client's current financial need(s) should be at the heart of every retirement investor's plan. Working with a financial professional who possesses an expertise within a broad range of best-in-class "Safe Money" financial strategies with asset principal guarantees is the cornerstone of what attracts our clients to work with a Green Line Financial Services affiliate adviser.
Debt is always a killer of Wealth.
In today's financial climate, many consumers, corporations, and even our nation itself, are drowning in wealth-killing Debt. This is why our clients are educated on one of the fastest Debt Elimination and Wealth Accumulation processes ever invented. Unlike many celebrity "debt gurus", our proprietary process teaches a client how to "spend" their way out of Debt, instead of "sacrifice" their way out of Debt. Best of all, our proprietary process teaches every client how to build liquid cash savings (wealth) WHILE slaying the Dragon of Debt. No books to buy, no classes to attend. Best of all, our client never has to give up "date nights", get a second job, or spend any more money than they already spend each and every month. Call us today to find out how you could be debt free - including the mortgage on your home in 9 years or less - and, free of all other consumer debts on average in 2 to 3 years, or less!
Financial Education is Priority One
We believe once educated, our client is always his or her own best financial adviser. Therefore, our advice and planning process is focused on educating clients about the best-in-class, safe money growth, wealth accumulation and retirement income strategies. These are strategies all engineered and contractually guaranteed to address the individual circumstances that surround each individual client's goals, timeline, and available financial resources. We take the IF out of retirement income planning so that each client can retire with confidence, and peace of mind. Welcome to retirement on the Green Line!
The Cycle of Investing
Understanding the cycle of investing may help you avoid easy pitfalls.
Do You Owe The AMT?
If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
Medicare vs. Medicaid
The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article.
Strategies For Managing Student Loan Debt
Five strategies for managing your student debt.
Medicare Advantage 101
Overview of Medicare Advantage, what’s in them, special rules, and more.
The History of Currency
Currency has been around for a long time. Here’s a quick history lesson.
Social Media: #NewestBusinessLiabilityRisk
Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.
Buying Auto Insurance For Teen Drivers
Tips on insuring your teen driver.
Is a Variable Annuity Right for Me?
Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right.
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This calculator shows how inflation over the years has impacted purchasing power.
Interested in a Fuel Efficient Car?
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Impact of Taxes and Inflation
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Paying Off a Credit Card
Enter various payment options and determine how long it may take to pay off a credit card.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
What Is My Risk Tolerance?
This questionnaire will help determine your tolerance for investment risk.
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Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Investment Strategies for Retirement
Investment tools and strategies that can enable you to pursue your retirement goals.
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
5 Smart Investing Strategies
There are some smart strategies that may help you pursue your investment objectives
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Safeguard Your Digital Estate
If you died, what would happen to your email archives, social profiles and online accounts?
The Power of Compound Interest
Learn how to harness the power of compound interest for your investments.
The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
4 Elements of an Estate Strategy
Learn about the importance of having an estate strategy in this helpful and informative video.
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
The Wild West of Data Theft
Learn about cyber liability insurance in this entertaining video.